Who is Penta Investment Counsel?
Penta Investment
Counsel is a fee-only registered investment advisory firm. We provide premium-level
investment management services to exclusive clients. |
What is a registered investment advisor?
A registered
investment advisor is a firm or person that has a strict fiduciary responsibility
to act solely in the best interest of the client. |
What is a fee-only investment advisor?
Fee-only
investment advisors do not charge or receive commissions. These advisors are compensated
only by their clients. Most investment firms are commission-only, selling financial
products that may create a conflict of interest with their clients.
At
Penta Investment Counsel, we are investment managers, not salespeople. We provide
independent, objective advice. Our lone allegiance is to our clients. |
Will Penta Investment Counsel hold my assets?
No.
Penta Investment Counsel is not a custodian. We direct the custodians who hold
your assets. Examples of custodians include Ameritrade, Charles Schwab, Fidelity
and Vanguard. You may also choose your local bank as custodian of your assets.
When you work with Penta Investment Counsel, you retain complete ownership
of your account at all times. Our limited authority, sanctioned by you, extends
to managing and monitoring your portfolio. Penta Investment Counsel never touches
your money, as we do not directly or indirectly maintain custody of your funds
or investment securities. |
How often will I receive investment reports?
You
will receive monthly statements directly from your custodian. In addition, you
will receive a comprehensive quarterly report from Penta Investment Counsel detailing
your investment holdings and investment performance. You may also securely view
your portfolio online 24 hours a day through an encrypted, password-protected
site. |
How does Penta Investment Counsel ensure privacy and confidentiality?
One of our highest priorities is protecting you. We employ physical, electronic
and procedural safeguards to maintain the integrity and privacy of our clients'
personal information. As part of our fiduciary responsibility, Penta Investment
Counsel has strict internal confidentiality policies. |
How does Penta Investment Counsel select investments?
We are traditional, strategic investment managers who employ the fundamental principles
of portfolio diversification. Our disciplined investment process incorporates
sophisticated quantitative analysis and the qualitative judgement of our experienced
investment managers.
Penta Investment Counsel selects quality investment
securities and continuously monitors the holdings. Our clients' assets include
mutual funds, U.S. Treasury bonds, corporate bonds, preferred stocks and common
stocks. |
How is Penta Investment Counsel compensated for managing my portfolio?
To ensure that our interest remain aligned with our clients, our compensation
is not based upon commissions or transactions. Our investment counsel fee includes
portfolio design, implementation and management, as well as investment reporting.
Generally, the investment counsel fee is 1% annually. The investment counsel
fee is deducted from your account on a quarterly basis. As a percentage, the larger
your account, the lower the investment counsel fee. Investment counsel fees are
based on the following schedule:
| Account Value | Annual
Investment Counsel Fee | For the First $2,000,000
For
$2,000,001 - $5,000000
For $5,000,001 - $10,000,000
In excess of $10,000,000 | 1.00%
.90%
.80%
.75% | |
What is most important for an investor?
Every investor
needs a clear, well-defined investment plan. It is very difficult to achieve sustained
investment success without a strategy designed for the long term. |
Please summarize Penta Investment Counsel?
We provide
investment management services to ultra high net worth investors. Our exclusive
clients enjoy peace of mind, knowing that trusted, experienced investment professionals
are managing their assets. The growing number of ultra high net worth investors
have unique investment needs and goals. According to a recent Federal Reserve
study, there are now more than 430,000 households in the U.S. with a net worth
of $10 million or more. |
How do I get started with Penta Investment Counsel?
Contact Riley J. Maher, Chief Investment Officer, for a "getting acquainted"
meeting. We will provide you with client references and answer any questions you
may have. In addition, we can also prepare a free assessment of your existing
portfolio. Simply provide recent statements prior to our initial meeting. |
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